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Mortgage loans in foreign currency

With advantageous rates and extended repayment terms

Financing of up to 90%

of the property's value

Up to 25 years

financing term

Up to EUR 309 000

maximum amount

Mortgage Loan in EUR

Loan Amount 10000 309000
Term 12 Months 240 Months

Mortgage loans in EUR

The calculation accuracy and its applicability to your particular case are not guaranteed. For accurate information and a personalized calculation, check for information at our branches.

Annual Interest Rate

6.128 %

Annual Percentage Rate (APR)

6.27 %

Monthly Payment

861.89 EUR

View Repayment Schedule
Representative calculation example: for a loan of EUR 50,000, with a term of 240 months, at a floating annual interest rate of 6.128% for the entire loan period, with a 0% origination fee and a 0% monthly administration fee, the APR (annual percentage rate) is 6.31%, the monthly payment is EUR 362.06, and the total amount payable (the loan amount, including all related costs) is EUR 86,894.07.

Mortgage Loan in USD

Loan Amount 10000 309000
Term 12 Months 240 Months

Mortgage loans in USD

The calculation accuracy and its applicability to your particular case are not guaranteed. For accurate information and a personalized calculation, check for information at our branches.

Annual Interest Rate

7.6182 %

Annual Percentage Rate (APR)

7.85 %

Monthly Payment

868.92 USD

View Repayment Schedule
Representative calculation example: for a loan of USD 50,000, with a term of 240 months, at a floating annual interest rate of 7.6182% for the entire loan period, with a 0% origination fee and a 0% monthly administration fee, the APR (annual percentage rate) is 7.90%, the monthly payment is USD 406.61, and the total amount payable (the loan amount, including all related costs) is USD 97 584.14.

If you receive the salary in foreign currency or attached to EURO (established in conventional EURO units and paid in lei), then the foreign currency mortgage is the perfect solution for your real estate plans: purchase or construction of a house, landscaping or modernization works, purchase of land for constructions etc.

Apply now for a real estate loan in foreign currency and get rid of the rent burden or opt for refinancing on favorable terms of real estate loans contracted from other financial institutions.

Your Benefits

  • Finance up to 90% of the value of the property, in the case of additional real estate guarantees
  • Loan term: up to 30 years
  • Competitive interest rates, linked to market rates
  • Transparent fees
  • Receive a free debit card
  • Wide range of accepted income sources
  • You can refinance your existing loans from other financial institutions on favorable terms
  • Enjoy free access to the services offered by the OTP Bank Mortgage Center

How can you apply for a loan?

1. Visit any branch or the Mortgage Center

2. Submit your application online in 5 simple steps:

Step 1: Access the loan calculator
Step 2: Select the loan amount and term
Step 3: Fill out the online form with the requested personal information
Step 4: Wait for a call from our advisor to clarify some details and schedule an appointment
Step 5: Visit the bank to sign the loan agreement

Eligibility criteria
  • You are a citizen of the Republic of Moldova and hold a residence visa in the Republic of Moldova
  • You have been employed by your current employer for at least 12 months
  • You receive your salary in euros (set in conventional units and paid in lei
Accepted sources of income
  • Income from wages
  • Combined income of family members (spouse)
  • Other income that is of a permanent nature and can be verified
Collateral
  • A mortgage on the property that is the subject of the purchase agreement
  • A mortgage on another property owned by the party
  • A pledge of bank deposits
Required Documents

Information on secured loans conditions for individuals

Contact us online

Fill in the online contact form and we will contact you as soon as possible

Complete the form

Visit us in the branch

Visit any of our branches with your original ID card

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About us

Information

Call us

+373 22 256 456
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